Buying made easy

There are so many ways to finance your car purchase that we take the time to fully explain your options. As licensed credit brokers, Kinghams can tailor a plan that is perfectly matched to your circumstances.

So whatever type of personal or business contract hire or loan, or whatever variant of hire purchase, we usually have a way to beat any quote you may get elsewhere or steer you towards an irresistible manufacturer-subsidised offer. Kinghams provides finance for any marque, even for cars supplied elsewhere.

Typical plans.

Personal Contract Plan  : You pay part of the purchase price by monthly instalments and choose either to pay the pre-agreed ‘guaranteed future value’ at the end of the period, or part-exchange the vehicle against a new one, or simply walk away. Contract plans are often cheaper than a traditional car loan and a bigger deposit allows you to drive a higher-spec vehicle for lower monthly payments.