Buying Made Easy
There are so many ways to finance your car purchase that we take the time to fully explain your options. As licensed credit brokers, Kinghams can tailor a plan that is perfectly matched to your circumstances.
So whatever type of personal or business contract hire or loan, or whatever variant of hire purchase, we usually have a way to beat any quote you may get elsewhere, or steer you towards an irresistible manufacturer-subsidised offer. Kinghams provides finance for any marque, even for cars supplied elsewhere.
Personal Contract Plan
You pay part of the purchase price by monthly instalments and choose either to pay the pre-agreed ‘guaranteed future value’ at the end of the period, or part-exchange the vehicle against a new one, or simply walk away. Contract plans are often cheaper than a traditional car loan and a bigger deposit allows you to drive a higher-spec vehicle for lower monthly payments.
Similar to a bank loan, you can use your trade-in as part of the deposit (if any) and make monthly repayments towards the full purchase price over a period up to five years. Repayments are fixed and will not change throughout the term, after which the car is yours.